Life is often so hectic that it is difficult to find the time to make sure all areas of your financial future are secure. Yet such a comprehensive assessment is critical to the ongoing health, security and stability of your financial future.

Take a moment to ask yourself these important questions and check off those you have completed.

  1. Property Insurance Review

    Do you have adequate property and casualty insurance? Do you need an Umbrella Policy? Do you have the correct deductibles to minimize your premiums while still providing adequate protection?

  2. Family Budget

    Do you have a family budget? Mint.com is a great resource to get your finances organized and see where your dollars are going each month.

  3. Emergency Savings Plan Funded

    Do you have 3-6 months’ worth of living expenses saved? Would you be able to survive financially if there was a job loss or unexpected short term disability?

  4. Life Insurance Review

    Do you have at least 10 times your salary in life insurance? Is your life insurance portable (not tied to your current job)? Have you updated your insurance since you got married, had kids or bought a house?

  5. Disability Insurance Review

    Do you have short and long term disability insurance? What would happen to your finances and family if you were out of work for 6 months, 2 years?

  6. Will & Estate Plan

    Do you have a Will and/or Estate Plan? Have you reviewed your will or estate plan within the last 5 years?

  7. Retirement Plan

    Do you have adequate retirement savings? Are you saving in such a way that you are reducing future taxes? Will you have an income stream in retirement that is not contingent upon the ups and downs of the stock market?

  8. College Plan

    Do you have a detailed savings plan for college? Do you understand how to save so that your expected family contribution is as low as possible?

The Chaffee Team is here to help you check these items off your “to-do” list.  We have a vast list of referral partners who we work closely with to get you answers to these important questions.

Contact us today if you would like a referral for any of these financial milestones.