by Mark Chaffee | Jul 11, 2023 | Homebuying, Mortgage Tips
Homeownership can be a rewarding investment, but the upfront costs are one of the biggest barriers to buying a home. Many people believe they need tens of thousands of dollars to purchase a property, but much more affordable options may exist. Here’s an overview of...
by Mark Chaffee | Jun 20, 2023 | Homebuying, Mortgage Tips
If you’re thinking of buying a home, you may be aware of a challenge that has appeared over the past year. After the period of record-low mortgage rates that lasted from about 2020 through 2021, rates have since risen back to a level that was last seen in the 2000s....
by Mark Chaffee | Feb 28, 2023 | Homebuying, Mortgage Tips
Buying your first home can be a challenge. There’s a down payment to save for, credit score minimums to meet and a monthly payment to fit in your budget. However, with the right mortgage program, you may be able to purchase your first home with less cash, easier...
by Mark Chaffee | Jan 4, 2023 | Homebuying
Some say that luck is what happens when preparation meets opportunity. If you’re thinking about buying a home in 2023, now is a good time to start preparing for the opportunity that may be ahead. Several trends are indicating that the coming year could be a very...
by Mark Chaffee | Dec 27, 2022 | Homebuying, Mortgage Tips
You may have seen our recent announcement that conforming and FHA loan limits are increasing for 2023. This is great news because it means that two of the most popular types of mortgages are now (or will soon be) available for bigger loan amounts. Higher limits allow...
by Mark Chaffee | Nov 22, 2022 | Homebuying, Mortgage Tips
When buying a home, one of your goals is to negotiate with the seller for the best possible deal. This was a difficult task during the red-hot real estate market of the past few years when competing buyers bid up home prices in many parts of the country. But now, with...
