by Mark Chaffee | Mar 30, 2021 | Housing Affordability, Mortgage Tips
Buying a home is one of the most exciting steps you can take in life, and that’s why it’s important to prepare yourself as early as possible! Being financially ready to buy a home includes knowing your home shopping budget and your homeownership budget. Here’s how to...
by Mark Chaffee | Mar 9, 2021 | First Time Home Buyers, Mortgage Tips
Upfront costs are one of the biggest barriers to buying a home. Many people believe they need tens of thousands of dollars to make a purchase when much more affordable options may exist. Here’s an idea of just how much money you need to buy a home. Standard Upfront...
by Mark Chaffee | Feb 23, 2021 | Mortgage Tips
As a homeowner, it’s important to stay on top of your finances. One key factor in doing so is making sure you’re getting the most out of your mortgage. If you’re goals or situation have changed or if better mortgage options have become available, it may be time to...
by Mark Chaffee | Feb 16, 2021 | Housing Affordability, Mortgage Tips
If you’re on the fence about purchasing a home, here’s an important piece of advice: buying a home sooner rather than later could save you money. This is because three things can happen while you’re waiting to buy: Mortgage rates can increase Home prices can increase...
by Mark Chaffee | Feb 3, 2021 | Mortgage Tips, Personal Finance
Owning a home has several financial benefits, and that includes potential tax savings. As a homeowner, you may be able to reduce what you owe the IRS by itemizing available homeownership tax deductions. While itemizing isn’t beneficial for most taxpayers (only about...
by Mark Chaffee | Jan 19, 2021 | Mortgage Tips, Real Estate Market, Vermont Real Estate
The past year was a challenging one for many Americans, so it came as a surprise that the real estate market was such a bright spot. Mortgage rates fell dramatically while home prices and purchases increased, and this momentum is expected to continue into 2021. Here...
