by Mark Chaffee | Feb 3, 2021 | Mortgage Tips, Personal Finance
Owning a home has several financial benefits, and that includes potential tax savings. As a homeowner, you may be able to reduce what you owe the IRS by itemizing available homeownership tax deductions. While itemizing isn’t beneficial for most taxpayers (only about...
by Mark Chaffee | Jan 12, 2021 | Personal Finance
Are your credit habits ready for a New Year’s resolution? If you’re like many Americans, you may be able to improve your credit health and even your finances by changing a few of your credit practices. Here are five bad credit habits to break in 2021. 1. Ignoring your...
by Mark Chaffee | Dec 15, 2020 | Personal Finance
Most people would love to have a better handle on their finances, but it can be hard to find the time to budget, let alone the motivation to stick to that budget. Luckily, the tech world has provided a plethora of money management apps that make budgeting a breeze....
by Mark Chaffee | Nov 10, 2020 | Personal Finance, Tips for Homeowners
Along with shorter days and longer jackets, higher heating bills are often accepted as just another fact of winter. Here are six ways to lower your heating costs so you can spend these cold months in a warm home with a heavier wallet. 1. Think about the thermostat...
by Mark Chaffee | Nov 3, 2020 | Personal Finance
The holidays should be a time for joyous celebration with the people we love, but they can often become a financial burden that leads to debt and overspending. Before you start your holiday shopping spree this season, create a spending plan so you can keep your...
by Mark Chaffee | Oct 6, 2020 | Personal Finance
So, you want to cancel a credit card. Whether you should do so and how to complete the task isn’t always so simple, though. Canceling a card requires more than just cutting it up, and retiring that piece of plastic can be either a wise financial move or an unnecessary...
