Planning for the complete costs of buying and owning a home

Compared to renting, owning a home can be a great deal and a wise investment. With today’s low mortgage rates, many people are buying their first homes or making moves to new ones, but buying and owning a home comes with more costs than just a down payment and monthly mortgage statement. As you begin planning your purchase, be sure to include the complete costs in your budget. Here are some expenses you should anticipate.

Continue reading Planning for the complete costs of buying and owning a home

Why It’s Important to Check Your Credit Reports

As many as one in three Americans don’t check their credit reports. Are you one of them? You’re entitled by law to check your reports for free one time per year, and due to COVID-19, free weekly checks are now available. If you’re not already checking your credit reports, here’s what you need to know about why they’re important and how to access them.

Continue reading Why It’s Important to Check Your Credit Reports