by Mark Chaffee | Dec 12, 2023 | Personal Finance
Credit cards are a fast, convenient and flexible way to pay for countless types of purchases and expenses. Compared to carrying cash or using bank funds via debit cards, credit cards can be a very secure form of payment, but they’re not without their own risks. Credit...
by Mark Chaffee | Nov 21, 2023 | Personal Finance
In today’s digital world, many people rely on credit cards, debit cards and electronic payments while keeping very little cash on hand. This can be a convenient and secure way to handle spending during normal times, but being caught without enough cash during an...
by Mark Chaffee | Oct 10, 2023 | Personal Finance
It is important to teach children money management lessons to prepare them for saving, spending and budgeting as they move through life. This can often be an overlooked topic for parents, but providing kids with a foundational understanding of managing their own money...
by Mark Chaffee | Sep 26, 2023 | Credit Scoring Info, Personal Finance
Americans have a love affair with credit cards. There are roughly 570 million credit card accounts in the country – equal to about two cards for every adult. However, despite this widespread prevalence, many Americans still believe one or more credit card myths. As a...
by Mark Chaffee | Aug 22, 2023 | Credit Scoring Info, Homebuying, Mortgage Tips, Personal Finance
More than 43 million Americans have student loan debt, with the average borrower paying around $200/month. Student loans can open the door to a valuable education and a rewarding career, but carrying and paying off that debt can be a financial burden and a barrier to...
by Mark Chaffee | Aug 8, 2023 | Personal Finance
It can be overwhelming to manage all your expenses and income without a dedicated plan. Creating and following a budget allows you to spend money with confidence without losing track of your financial goals. Follow these steps to develop and maintain a budget that...
