FIRST TIME HOMEBUYER

We will help you feel confident in our guidance, minimize your stress, and meet all your mortgage needs by providing excellent service on a speedy timeline.

What to Expect

 Buying a new home or property can be an exciting, but sometimes overwhelming process. To help you successfully navigate the home loan process we have summarized it to provide you with a better understanding of what to expect.

Click through below to learn more about each step in the process.

Pre-qualification

In the world of real estate the terms “pre-qualification” and “pre-approval” are often used interchangeably. However, they have two different meanings.

What is Pre-Qualification?

It is imperative to be pre-qualified before starting your search for the perfect home. The process for pre-qualification includes a credit check, determining what you can afford and confirming that you have adequate assets for the down payment and closing costs. Once we have reviewed this information, we make sure you meet all the underwriting requirements for the loan. Once you have been pre-qualified, you can shop for a house with more certainty and less anxiety.

All loans are subject to credit and property approval. Other restrictions and limitations may apply.

Close

Pre-Qualification

The Application

Processing

The Appraisal

Underwriting

Closing

How to host a backyard movie night

  • July 7, 2020
  • Mark Chaffee

You don’t need to visit a movie theater to enjoy a movie...

What You Can Do with Our DK Xpress App

  • June 30, 2020
  • Mark Chaffee

We recently revamped our mobile app with a new look, new features...

How COVID-19 Has Changed Home Buying and Selling

  • June 23, 2020
  • Mark Chaffee

In a matter of months, the coronavirus has reshaped the lives and...

Awards & Recognition:

01_VMA_Homepage_v3
01_VMA_Homepage_v3
01_VMA_Homepage_v3
01_VMA_Homepage_v3