FIRST TIME HOMEBUYER

We will help you feel confident in our guidance, minimize your stress, and meet all your mortgage needs by providing excellent service on a speedy timeline.

What to Expect

 Buying a new home or property can be an exciting, but sometimes overwhelming process. To help you successfully navigate the home loan process we have summarized it to provide you with a better understanding of what to expect.

Click through below to learn more about each step in the process.

Pre-qualification

In the world of real estate the terms “pre-qualification” and “pre-approval” are often used interchangeably. However, they have two different meanings.

What is Pre-Qualification?

It is imperative to be pre-qualified before starting your search for the perfect home. The process for pre-qualification includes a credit check, determining what you can afford and confirming that you have adequate assets for the down payment and closing costs. Once we have reviewed this information, we make sure you meet all the underwriting requirements for the loan. Once you have been pre-qualified, you can shop for a house with more certainty and less anxiety.

All loans are subject to credit and property approval. Other restrictions and limitations may apply.

Close

Pre-Qualification

The Application

Processing

The Appraisal

Underwriting

Closing

Tips for making your home pet-friendly

  • February 18, 2020
  • Mark Chaffee

An estimated 67% of U.S. households are home to one or more...

6 first-time homebuyer mistakes to avoid

  • February 12, 2020
  • Mark Chaffee

Experience may be the best teacher, but when it comes to buying...

2020 real estate predictions

  • January 28, 2020
  • Mark Chaffee

A new year has arrived, which means many people are planning to...

Awards & Recognition:

01_VMA_Homepage_v3
01_VMA_Homepage_v3
01_VMA_Homepage_v3
01_VMA_Homepage_v3