by Mark Chaffee | Jan 2, 2024 | Credit Scoring Info
Your credit scores are important numbers that influence everything from which credit cards you can obtain to the interest rate on your next mortgage. While it’s crucial to know which factors affect your credit scores, it’s equally important to know which ones have no...
by Mark Chaffee | Sep 26, 2023 | Credit Scoring Info, Personal Finance
Americans have a love affair with credit cards. There are roughly 570 million credit card accounts in the country – equal to about two cards for every adult. However, despite this widespread prevalence, many Americans still believe one or more credit card myths. As a...
by Mark Chaffee | Aug 22, 2023 | Credit Scoring Info, Homebuying, Mortgage Tips, Personal Finance
More than 43 million Americans have student loan debt, with the average borrower paying around $200/month. Student loans can open the door to a valuable education and a rewarding career, but carrying and paying off that debt can be a financial burden and a barrier to...
by Mark Chaffee | Jul 18, 2023 | Credit Scoring Info
Your credit scores are simple numbers that can have a big effect. Everything from the credit card offers you receive in the mail to how much you pay on a new loan may be impacted by your credit scores. If your scores aren’t as strong as you think they are, buying your...
by Mark Chaffee | Sep 27, 2022 | Credit Scoring Info, Personal Finance
So, you want to cancel a credit card. Whether you should do so and how to complete the task isn’t always so simple, though. Canceling a card requires more than just cutting it up, and retiring that piece of plastic can be either a wise financial move or an unnecessary...
by Mark Chaffee | Aug 17, 2022 | Credit Scoring Info
Many responsible Americans have struggled with medical debt and been unable to qualify for home financing as a result. But recently, the credit bureaus announced new rules that will improve the credit qualifications of many people with medical debt in collections....
