by Mark Chaffee | Mar 23, 2021 | First Time Home Buyers, Housing Affordability
When you apply for a mortgage, your qualifications will be reviewed, and your credit will have a significant impact on what interest rates and loan products will be available to you. The stronger your credit, the better chance you have at qualifying for a great...
by Mark Chaffee | Mar 9, 2021 | First Time Home Buyers, Mortgage Tips
Upfront costs are one of the biggest barriers to buying a home. Many people believe they need tens of thousands of dollars to make a purchase when much more affordable options may exist. Here’s an idea of just how much money you need to buy a home. Standard Upfront...
by Mark Chaffee | Sep 1, 2020 | First Time Home Buyers, How To, Personal Finance, Real Estate Market
Compared to renting, owning a home can be a great deal and a wise investment. With today’s low mortgage rates, many people are buying their first homes or making moves to new ones, but buying and owning a home comes with more costs than just a down payment and monthly...
by Mark Chaffee | May 26, 2020 | First Time Home Buyers, Real Estate Market
If you’ve been thinking about buying a home but aren’t ready to commit just yet, the best time to prepare is now. Whether you’ve been impacted by the coronavirus pandemic or you’re just waiting for some specific stars to align, there are many reasons why you may be...
by Mark Chaffee | Mar 18, 2020 | First Time Home Buyers, Mortgage Tips
The spring real estate market has arrived! If you’re considering buying or refinancing a home, getting preapproved for your mortgage is an important first step. Here are the benefits of getting preapproved: Shows you how much home financing you can receive and how...
by Mark Chaffee | Feb 12, 2020 | First Time Home Buyers
Experience may be the best teacher, but when it comes to buying a home, it’s better to do things right the first time. If you’re planning to purchase your first place, here are six common first-time homebuyer mistakes that you should avoid. 1. Going it alone When it...
